Guides
Deep, plain-English guides to what shows up in a home inspection report — what each finding actually means, the cost range to fix it, and what to ask the seller for. Have your own report in hand? Decode it in about two minutes.
Understanding Your Inspection Report
How to read the report front to back — severity, boilerplate, deferred maintenance, summaries, and what actually matters to a buyer.
- How to Read Your Home Inspection Report: A Buyer's GuideStart here
A home inspection report can run 40+ pages of jargon and photos. How it's structured, what the severity labels mean, and how to triage it like a pro.
- Boilerplate vs. Real Findings: Reading Inspector Liability Language
Home inspection reports are full of liability boilerplate that sounds alarming. How to separate the CYA language from the findings that actually matter.
- How Many Findings Is Normal on a Home Inspection?
40 findings can be routine on one house and a red flag on another. No inspection body publishes a normal count, so the useful benchmark is home age, inspector style, and where the expensive items sit.
- Inspection Report Severity Ratings, Decoded
Safety Hazard, Major Defect, Repair, Monitor: what home inspection severity ratings actually mean, how labels vary across software, and how to respond.
- Is My Inspection Report Bad? How to Actually Tell
A long, alarming-looking inspection report doesn't automatically mean a bad house. Four questions about safety, structural language, and clustering separate genuine trouble from ordinary thoroughness.
- Should You Get a Re-Inspection? When It Pays Off
A home re-inspection costs $100–$300 and verifies seller repairs before closing. When it's worth it, when a specialist beats it, and how to time it.
- The 12 Deal-Breakers Buyers Watch For on a Home Inspection
Most inspection findings are negotiable. A few legitimately justify walking away or re-trading hard. The 12 real deal-breakers and what each one costs.
- The Inspection Report Summary: Why It's Not the Whole Story
Most buyers only read the summary page of their inspection report. What the summary is designed to include, what routinely stays buried in the body, and how to use the front page without being misled.
- What \"Deferred Maintenance\" Means on a Home Inspection Report
\"Deferred maintenance\" may be the most misread phrase in a home inspection report. What it actually signals and what to do about it.
- What Home Inspectors Legally Can't Tell You
Home inspectors don't check inside walls, can't cite code, and won't predict failures. What home inspections legally exclude and how to cover the gaps.
Roof Problems on a Home Inspection
Shingles, flashing, service life, leaks, and ventilation — what inspectors flag on roofs and what each finding costs to fix.
- Roof Problems on a Home Inspection: A Buyer's Complete GuideStart here
What home inspectors flag on roofs, what each finding actually means for a buyer, typical repair and replacement cost ranges, and how to decide what to negotiate.
- \"Roof at the End of Its Service Life\": What It Means and What to Do
Your inspection report says the roof is at or near the end of its serviceable life. What that phrase actually means, why it isn't the same as a leak, and how to turn it into a fair negotiation.
- Condensation or Leak? Reading Attic Stains
Your inspector found staining in the attic. How to tell ordinary condensation from an active roof leak, and why the difference changes what you do next.
- Flashing Failures: Why Most Roof Leaks Start at the Joints
Flashing is the metal that seals every joint and penetration on your roof, and it's where most leaks actually begin. What inspectors flag, what it means, and what repairs cost.
- Flat & Low-Slope Roofs: What Inspectors Flag and Why
Flat roof home inspection problems read differently than shingle findings: ponding, seam failures, and shorter lifespans. What each one means and what it costs.
- Roof Ventilation Findings and Attic Moisture
Poor attic ventilation shortens roof life and drives moisture problems inspectors flag constantly. How soffit and ridge venting work, and what a fix costs.
- Shingle Granule Loss: How Worried Should You Be?
Your inspection report flags granule loss on the roof. The difference between normal asphalt shingle aging and hail damage, and when it actually matters.
- Skylights: Small Feature, Common Leak
Skylight leak findings are among the most common roof items on an inspection. How to tell flashing failure from fogging, and what repairs cost.
- Two Layers of Shingles: The Hidden Replacement Cost
A finding of two shingle layers looks minor on the page but can add thousands to your future roof replacement. Why that is, and how to budget for it.
Electrical Red Flags
Panels, wiring, grounding, and GFCI protection — the electrical findings that are safety issues versus the ones that can wait.
- Electrical Red Flags on a Home Inspection: A Buyer's GuideStart here
What home inspectors flag in the electrical section, which findings are genuine safety issues, which can wait, and what typical repair costs look like.
- Aluminum Branch Wiring: Real Risk, Real Fix
Aluminum branch wiring from the 1960s and '70s carries a documented fire risk at connections. What inspectors flag, the pigtailing fix, and what it costs.
- DIY & Unpermitted Electrical Work
How inspectors spot amateur and unpermitted electrical work, why it matters for insurance and liability, and what evaluation and remediation actually cost.
- Double-Tapped Breakers and Overloaded Panels
A double-tapped breaker is one of the most common electrical findings on a home inspection. What it is, why it gets flagged, and why the fix is usually cheap.
- Federal Pacific & Zinsco Panels: Why They're Flagged
Federal Pacific and Zinsco electrical panels are two of the most consistently flagged findings in home inspections. This guide covers the real risk, the insurance angle, and replacement cost.
- Is Your Electrical Panel Big Enough? (100A vs 200A)
What 100 amp vs 200 amp service means on a home inspection, how to tell if a panel is actually undersized, and what a service upgrade really costs today.
- Knob-and-Tube Wiring in an Older Home
Knob-and-tube wiring shows up in homes built before the 1950s and raises safety, insurance, and renovation questions. What it is, the real risk, and what a rewire costs.
- Missing GFCI/AFCI Protection
Missing GFCI or AFCI protection is one of the most common findings on an inspection report. This guide covers where it's required, what it actually protects against, and what it costs to add.
- Open Grounds and Reversed Polarity at Outlets
Your inspection found open ground or reversed polarity outlets. What the outlet tester actually detected, which finding is riskier, and what each fix costs.
Foundation & Structure
Cracks, settlement, framing, and grading — telling a cosmetic crack from a structural problem, and what a real fix costs.
- Foundation & Structural Findings, ExplainedStart here
What inspectors flag under foundation and structural findings, how to tell a cosmetic crack from a real problem, and what engineer evaluations and repairs cost.
- Bowing Basement Walls
A basement wall that bows or leans inward is one of the more serious foundation findings. What causes it, how it's staged, and what stabilization costs.
- Crawlspace Findings: Moisture, Supports, and Vapor Barriers
Standing water, missing vapor barriers, and failed support posts are the most common crawlspace findings. What they mean and what the fixes cost.
- Foundation Cracks: Cosmetic vs. Structural
Almost every foundation has cracks. How inspectors tell a harmless shrinkage crack from one that signals a real structural problem underneath.
- Framing & Load-Bearing Modifications
How inspectors spot removed load-bearing walls, cut joists, and undersized beams, what those findings mean for a buyer, and what proper corrections cost.
- Prior Foundation Repairs: Reading the Signs
Your inspection found evidence of prior foundation repair — piers, straps, patched cracks. Why that can be good news, what paperwork to demand, the red flags.
- Sloping or Uneven Floors: Reading Settlement
Your report notes the floors are out of level. What inspectors are measuring, when a slope is routine aging, and when it points to a real structural issue.
- When You Need a Structural Engineer
Which home inspection findings actually justify a structural engineer, what the $400–$800 evaluation gets you, and when a foundation contractor isn't enough.
Plumbing Problems
Supply lines, drains, water heaters, and materials of concern — what inspectors write and what it means for your budget.
- Plumbing Problems on a Home InspectionStart here
What inspectors flag in the plumbing section — supply pipe materials, water heater age, drains, and pressure — and what each finding costs to address.
- Drain, Waste & Vent Findings on a Home Inspection
Slow drains, S-traps, improper slope, and venting problems: what drain, waste, and vent findings on a home inspection actually mean and what fixes cost.
- Galvanized Supply Pipes and Low Water Pressure
Galvanized steel pipe corrodes from the inside over decades, often showing up as weak pressure before a leak. How it's identified and what a repipe costs.
- Polybutylene Pipe: The Material That Scares Inspectors
Polybutylene supply pipe was standard for two decades and turned out to fail from the inside. How inspectors identify it, and what a repipe really costs.
- Should You Get a Sewer Scope? The $150 Test That Finds $10k Problems
A sewer scope is a camera inspection of the buried line your home inspector can't see. When it's worth the money, what it finds, and how to use the results.
- Signs of Active or Past Leaks Under Sinks: Reading the Finding
Under-sink leak findings on a home inspection: cabinet staining, corroded traps, aging supply lines. What's active vs. historical, and what the fixes cost.
- TPR Valves and Water Heater Safety
The temperature-and-pressure relief valve is a real safety device, and a missing discharge tube is a genuine finding. What it does, and what fixing it costs.
- Water Heater Age and Remaining Life
Your report notes the water heater's age from its serial number. How to read that date, how long tanks actually last, and what replacement costs.
- Water Pressure on a Home Inspection: Too Low and Too High
What water pressure findings on a home inspection mean: low flow from aging pipes, high pressure from a failed PRV, and the inexpensive fixes for both.
Heating, Cooling & HVAC
Furnaces, air conditioners, heat pumps, and ductwork — age, service life, safety findings, and replacement cost ranges.
- HVAC on a Home Inspection: A Buyer's Complete GuideStart here
What home inspectors check on furnaces, air conditioners, and ductwork, which findings are safety issues versus normal aging, and what repairs and replacement actually cost.
- \"Near End of Life\" HVAC: Should You Budget or Negotiate?
The report says the furnace or AC is near the end of its service life — but it works. How to choose between budgeting and negotiating, and size a fair ask.
- Air Conditioner and Condenser Findings on a Home Inspection
What inspectors check on a central air conditioner and outdoor condenser, what the common findings mean, and realistic repair and replacement cost ranges.
- Cracked Heat Exchanger: A Real Safety Finding
A cracked heat exchanger is one of the few genuine safety findings in a home inspection report: a carbon monoxide risk rather than routine wear. What it means and what to do.
- Ductwork Findings on a Home Inspection: Leaks, Sizing, and Asbestos
What ductwork findings on a home inspection mean: leaky joints, crushed flex duct, undersized returns, and the old duct wrap that raises an asbestos question.
- Heat Pumps on a Home Inspection: What Inspectors Check
How inspectors evaluate heat pumps — auxiliary heat, defrost, reversing valves, dual-fuel setups — which findings matter, and what repairs and replacement cost.
- How Old Is Too Old? Furnace Age and Remaining Life
How to read a furnace's age off the data plate, what typical service life actually looks like by fuel type, and how age findings should shape your budget and negotiation.
- R-22 Refrigerant: The Phase-Out Cost Trap
If your inspection report notes R-22 refrigerant, that single word matters more than the AC's age. The phase-out, the cost of recharging an R-22 system, and what to do instead.
Water Intrusion & Mold
Moisture, grading, basements, crawlspaces, and microbial growth — the findings buyers worry about most and how to size the risk.
- Water Intrusion and Mold on a Home Inspection: A Buyer's GuideStart here
How inspectors describe moisture and microbial growth findings, what the careful language actually means, and how to tell a cosmetic stain from a genuine water-intrusion problem.
- Basement Water: Reading Stains, Efflorescence, and Seepage
How inspectors distinguish active basement water intrusion from old, resolved staining, what the common findings mean, and realistic waterproofing cost ranges.
- Efflorescence: What the White Chalky Residue Really Means
Efflorescence looks alarming and gets mistaken for mold constantly. What the white residue actually indicates and how seriously to take it.
- Grading & Drainage That Sends Water to the House
What a negative grade finding on a home inspection means, how surface drainage problems become foundation and basement problems, and why the fixes are cheaper than they sound.
- Is a Mold Test Worth It After a Home Inspection?
When mold testing actually adds useful information after a home inspection finding, when it's an unnecessary expense, and what the different test types cost and tell you.
- Mold vs. Mildew vs. \"Microbial Growth\": Decoding the Language
Why home inspectors almost never say 'mold' outright, what terms like microbial growth and mildew actually mean, and how to tell a cosmetic finding from a real one.
- Prior Water Damage: Reading Repaired Stains
How inspectors spot signs of past water damage — patched ceilings, fresh paint, replaced flooring — what the language means, and the questions that turn a mystery stain into an answer.
- Sump Pumps and Interior Drainage Systems
What sump pump findings on a home inspection mean — why a pump's presence isn't a red flag, which findings actually matter, and what pumps, backups, and drainage systems cost.
Exterior, Grading & Drainage
Siding, windows, decks, driveways, and the grading and gutters that protect everything else — what gets flagged and why.
- Exterior Home Inspection Findings: Siding to DrivewayStart here
What home inspectors flag on siding, windows, decks, driveways, and grading — what each finding means for a buyer, typical repair costs, and what's worth negotiating.
- Deck Safety on a Home Inspection: Ledgers, Rails, and Footings
Deck findings on an inspection report can look minor but hide real safety risk. What inspectors check on ledgers, railings, and footings, and what repairs cost.
- Driveways, Walkways, and Trip Hazards
What driveway and walkway findings on a home inspection actually mean: normal cracking vs. settlement, trip hazard flags, slabs pitched toward the house, and honest repair costs.
- EIFS / Synthetic Stucco: The Moisture Concern Inspectors Flag
EIFS (synthetic stucco) traps water differently than any other siding. Why inspectors flag it, what moisture testing costs, and what a buyer should ask for.
- Garage Findings: Firewall, Doors, and Slabs
What garage findings on a home inspection mean — fire separation breaches, opener safety failures, slab cracks, and door problems — which are safety items and what fixes cost.
- Gutters & Downspouts: Small Parts, Big Consequences
Why gutter findings on a home inspection matter more than they cost — how clogged, sagging, or misrouted gutters become foundation and basement problems, and what fixes run.
- Siding Findings by Material: Wood, Vinyl, Stucco, and EIFS
How inspectors read siding by material (wood, vinyl, fiber cement, brick veneer, and stucco), the defects each one shows, what they cost to fix, and what's worth negotiating.
- Trees, Vegetation, and the House
What it means when an inspection flags trees too close to the house: root and foundation risk, branches over the roof, vegetation against siding, and what trimming or removal costs.
- Window Findings on a Home Inspection: Failed Seals and Rot
What inspectors flag on windows: failed seals, fogging, rot, and hardware issues. What each finding costs to fix, and when replacement beats repair.
Safety & Environmental Hazards
Radon, asbestos, lead, gas, and life-safety findings — the report items that are about health and safety, not just repair cost.
- Safety & Environmental Hazards on a Home InspectionStart here
How to read radon, asbestos, lead, and carbon monoxide findings on an inspection report — what testing costs, what mitigation involves, and what buyers actually need to do.
- Asbestos in Older Homes: Where It Hides and What to Do
Where asbestos-containing materials commonly turn up in older homes, why intact material is generally low-risk, and what testing and abatement typically cost.
- Bedroom Egress Windows: When a Bedroom Isn't Legally a Bedroom
An egress window finding can mean a 'bedroom' doesn't legally qualify as one. What the standards require, what fixes cost, and how it affects the home's value.
- Carbon Monoxide & Gas Appliance Safety on an Inspection
What inspectors check for backdrafting, gas leaks, and missing carbon monoxide detectors, and why these findings are treated as urgent, low-cost fixes.
- Lead Paint and the 1978 Line: What Buyers Need to Know
Why 1978 matters for lead paint disclosure, where lead paint hazards actually come from, and what testing and management typically cost for pre-1978 homes.
- Missing Stair Rails, Guards, and Egress: The Cheap Safety Findings
Missing handrails, low guards, and blocked exits are among the most common safety findings on a home inspection. What they mean and what the fixes cost.
- Old Fuse Boxes and Ungrounded Systems: Reading the Real Risk
A fuse box on an inspection isn't automatically unsafe, but capacity, tampering, and insurance are real issues. What the findings mean and what upgrades cost.
- Radon on a Home Inspection: Should You Test, and What Do Levels Mean?
What radon is, why the EPA's 4.0 pCi/L action level matters, what testing and mitigation cost, and how to handle a high reading during a home purchase.
- Well & Septic: The Two Big Rural Findings Your Inspector Can't Test
Buying on well and septic? Your general inspection barely touches either system. What the specialist tests cover, what they cost, and the failure numbers.
Negotiating After the Inspection
Turning findings into a repair-or-credit ask — what to request, how to write it, and what sellers actually agree to.
- How to Negotiate After a Home Inspection: A Buyer's GuideStart here
Turning an inspection report into a repair-or-credit request sellers actually accept: triage rules, credit math, example ask language, and the deadlines that govern all of it.
- Getting Contractor Estimates Before You Negotiate the Inspection
A written contractor estimate is the strongest evidence in an inspection negotiation. How to get real bids inside a tight contingency window, and the costs.
- How to Ask for a Closing Cost Credit After the Inspection
A closing cost credit is often the smartest inspection ask, but lender caps limit how much you can take. How the limits work and how to frame the number.
- Repair Credit vs. Seller Repairs: Which Should You Ask For?
Should you ask the seller to fix it, or ask for money at closing instead? Why credits usually win, when repairs make more sense, and how to decide.
- Specialist Evaluations: When \"Recommend Evaluation\" Means Get One
Reports say 'recommend evaluation by a licensed contractor' constantly — sometimes boilerplate, sometimes the most important line on the page. How to tell.
- The Inspection Contingency and Your Timeline, Explained
The inspection contingency is your right to investigate and renegotiate — but it runs on a strict clock. How the deadlines work and how to keep your leverage.
- Unpermitted Work: The Negotiation Wildcard on Your Inspection
Unpermitted work on an inspection creates risks no repair estimate captures, from insurance claims to city enforcement. How to research permit history and negotiate the finding.
- What to Actually Ask the Seller to Fix After an Inspection
A repair request with 30 items gets you less than one with 5. How to prioritize your inspection findings into a request a seller will actually agree to.
- What's Worth Negotiating After a Home Inspection (and What Isn't)
Not every inspection finding is a negotiation. A triage rule for telling deal-relevant issues from normal wear, and why the distinction protects your leverage.
- When to Walk Away After a Home Inspection (and When Not To)
Most inspection reports don't justify walking away, but some genuinely do. An honest framework for the findings worth leaving over, the math, and the mindset.
- Writing the Repair Request: Structure, Tone, and What to Include
The inspection response you send to the seller can win or lose the negotiation on tone alone. How to structure a repair request that actually gets a yes.